For NZ mortgage brokers

With Twio, brokers work in an AI way.

Case board, loan book, form filling & email drafting.

Cut 80% of the busywork on docs and emails.
https://twio.ai — Case Board

Case Board

Drag to move between stages · built from your inbox

Pending3
The Wilsons3h ago
RefixANZ · $610k
Fixed rate rolls off in 26 days
Send refix reminder
Aroha Ngata5h ago
RefixBNZ · $480k
Fixed rate rolls off in 34 days
Send refix reminder
The Longs1d ago
RefinanceWestpac · $720k
Clawback window now open
Send refinance reminder
In progress2
Sophie & David Bennettjust now
New appANZ · $820k
Payslips in — ready to draft
Draft application
Raj Patel2h ago
RefixANZ · $540k
Rate options ready to send
Send refix proposal
Submitted3
Mia Nguyenyesterday
Top-upASB · $120k
Submitted to ASB — awaiting offer
The Kumarsyesterday
New appKiwibank · $540k
Lodged with Kiwibank
David Lee2d ago
Top-upANZ · $90k
Submitted — awaiting assessment
Done
The ThompsonsRefix
Refixed at 6.19% · confirmed
The BakersNew app
Settled & funded
Priya ShahRefix
Refixed at 6.29% · confirmed
Tell Twio what to do…
Proposal — the Bennetts✎ You can edit the content directly
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Loan application details

Report Date7 Jul 2026
Client NamesSophie Bennett & David Bennett
Security Value$1,025,000
New Request$820,000
Loan to Value Ratio80%
Loan term30 years
Total Lending⚠️ needs total lending

Background

Our clients, Mr & Mrs Bennett, are New Zealand citizens purchasing their first home in Mount Eden, Auckland. David is employed full-time as a project engineer; Sophie works as a retail assistant. Both hold clean credit histories.

Servicing

P.A.Y.E Income

David earns an annual gross salary of $138,000, paid fortnightly into his ANZ account. Sophie earns $82,400 gross, confirmed by the March payslips attached to the application.

Fills the real forms forANZASBBNZWestpacKiwibank
Zero config

Connect your email.
Every client, case and doc — sorted.

No setup, no filing. Twio reads every thread and document, summarises each deal onto a live case board, and keeps an organised file behind every client — working smartly in the background so you never re-type a thing.

Inbox14
Search mail
S
Sophie Bennett18 Jun
Buying in Mt Eden — advice?
Hi, we're keen on a place in Mount Eden and wanted to talk options…
D
David Bennett2 Jul
Re: ANZ pre-approval
Thanks — attaching the latest figures as requested.
S
Sophie Bennett7 Jul
payslips_march.pdf
Here are the March payslips you asked for.
A
ANZ · Priya7 Jul
Re: Home loan — next steps
Good news — we can proceed to full application once we have…
D
David Bennett8 Jul
Insurance before settlement?
Quick one about cover we should sort before settlement.
S
Sophie Bennett9 Jul
Settlement date?
When do we think settlement might land? Just planning ahead.
Sophie BennettBorrowerID: 482
sophie.bennett@gmail.com
OverviewMemoryDocuments
NameCategoryAdded
📄passport.pdfIdentity24 Jun
📄payslips_march.pdfIncome7 Jul
📄ANZ pre-approval.pdfLender2 Jul
📄bank_statements.pdfBanking5 Jul
Sophie BennettBorrowerID: 482
sophie.bennett@gmail.com
OverviewMemoryDocuments
Sophie is a first-home buyer purchasing in Mount Eden — file up to date and ready to progress.
7 Jul
March payslips received — income confirmed
Re: Home loan
2 Jul
ANZ pre-approval, $820k at 80% LVR
ANZ pre-approval
24 Jun
ID & proof of address supplied
passport.pdf
Case Board
8 open · built from your inbox
Pending3
The Wilsons
RefixANZ
Aroha Ngata
RefixBNZ
In progress2
The Bennetts
New appANZ
Raj Patel
RefixANZ
Submitted3
Mia Nguyen
Top-upASB
The Kumars
New appKiwibank
Loan RadarEvery refix you keep is revenue you keep.

Catch every refix & refinance.

Loan Radar builds from the same email and watches every fixed term — surfacing what's rolling off so you reach the client first.

https://twio.ai — Loan Radar
Updated at 7 Jul, 03:12 · 1,234 emails, 56 docs
56 facilities · 40 households · $28.4M total lending
Search borrower…
Borrower(s)LenderAmountRateTypeExpiryLast seen
Raj & Anita PatelANZ$540,0006.35%fixed28 Jul 2026Today
Mia & Tom NguyenASB$685,0006.49%fixed14 Aug 2026Yesterday
The ThompsonsBNZ$430,0006.19%fixed2 Sep 20263 days ago
The WilsonsANZ$610,0005.99%floatingToday
Aroha NgataWestpac$480,0006.55%fixed20 Aug 20261 week ago
David LeeKiwibank$390,0006.29%fixed11 Oct 20262 days ago

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Twio handles

🗂️Your board & loan book
📋Applications & proposals
📝NZ bank forms
🔔Refix & refinance reminders

You focus on

🤝Client relationships
🏡Finding the right deal
📈Growing your book
💬Trusted advice
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