Why we built this
NZ mortgage brokers juggle dozens of applications, lender forms, and client follow-ups every week. Most still rely on spreadsheets and email. We think they deserve better tools.
Built for NZ mortgage brokers
A calmer way to run mortgage workflows.
Twio is an AI-powered mortgage workflow platform for New Zealand brokers. It helps teams reduce admin, keep applications moving, and stay in control of every decision.
Founded
2026 · Auckland, NZ
Platform
Workflow + document automation
AI role
Drafting, extraction & follow-ups
Stage
Early access · invite only
What Twio does — and doesn't do.
We built Twio because brokers spend too much time on admin and not enough with clients. Here's how we think about the product.
What we are (and aren't)
A workflow platform — not a lender, not an adviser. AI helps draft emails and extract document data, but brokers always review and decide. Twio does not provide financial advice or approve credit.
Data handling
Built for sensitive broker and client information. Data is encrypted in transit and at rest. For full details on collection, use, and protection, read our Privacy Policy.
Principles
How we use AI responsibly.
- Broker stays in control: AI drafts and extracts — you review, edit, and approve before anything is sent or submitted.
- Always verify: AI outputs are suggestions, not guarantees. Treat them like a first draft from a junior assistant.
- Transparent processing: You can see what data AI accesses and what it generates. No black-box decisions.