Notes on the work of broking.

Market snapshots, product notes, and the occasional argument — written by the team building Twio.

Company4 min read

Why we built Twio

Mortgage broking is a relationship business strangled by paperwork. We started Twio to give that time back.

Market3 min read

The state of NZ mortgage broking, mid-2026

A snapshot of where the broker market sits halfway through 2026 — volumes, rates, regulation, and the operational reality on the ground.